WORDS OF WISDOM

1. ON EARNING:
Never depend on single income. Make
investment to create a second chance.

2. ON SPENDING:
If you buy things you do not need, soon you
will have to sell things you need.

3. ON SAVINGS:
Do not save what is left after spending, but
spend what is left after saving.

4. ON TAKING RISK:
Never test the depth of a river with both feet.

5. ON INVESTMENT:
Do not put all eggs in one basket.

6. ON EXPECTATIONS:
Honesty is a very expensive gift. Do not expect
it from cheap people.

7. IF YOU are depressed, you are living in the
past. If you are anxious, you are living in the
future. If you are at peace, you are living in
the present. Past is a waste paper. Present is a
newspaper and future is a question paper.

8. WHEN bad things happen in your life you
have three choices. You can either let it define
you, let it destroy you or you can let it
strengthen you.

9. EMPTY pockets teach you a million things in
life but full pockets spoil you in a million ways.

10. OUR EYES are in the front because it is
more important to look ahead than to look
back.

11. WE USED a pencil when we were small but
now we use pens... do you know why? Because
mistakes in childhood can be erased but not
now.